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Should I report a minor accident to my insurance company? These fees are used for the general purposes of AARP. Unlike some car insurance comparison tools, we also offer renters and home insurance quote comparisons. Most standard insurance industry experts recommend erie also compare quotes on our quote offered us? How likely you are to need to file a claim depends to some extent on how safe of a driver you are, which is why drivers with traffic violations and past accidents usually pay more. Where you live makes a difference.